Last couple of weeks Mint had carried checklists for various financial products which one needs to fill up and understand before purchasing them. The checklist ranges from choosing an insurance plan to a credit card.
The ideal way will be to make the agent / relationship manager selling the product to sign on the checklist after all the details have been filled up and before purchasing the product. This will force him to provide accurate facts about the product he is trying to sell to you and also help you to understand the key terms & conditions of the product better. Later in the case of any dispute or doubt, you can refer to the said checklist.
Given below are the links to various checklists for your reference:
Sr. No. | Financial Product | Link |
1. | Mutual Fund Investments | http://goo.gl/3K7L7 |
2. | Life Insurance | http://goo.gl/Bruy3 |
3. | Health Insurance Products | http://goo.gl/Qc5w6 |
4. | Auto Insurance Products | http://goo.gl/k6x3k |
5. | Credit Cards | http://goo.gl/6HxLl |
6. | Home Loan | http://goo.gl/98TAv |
7. | Real Estate Deals | http://goo.gl/J8YWY |
8. | Travel Packages | http://goo.gl/ztNtC |
This is an excellent initiative by Mint and will benefit the consumers of financial products to a great extent.
Do you required a similar checklist for any other products? Would you like to add more points in any of the checklist above? Please provide your responses in the comments section below. Thanks.
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