Tracking your mutual fund investments

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I get many requests from friends and colleagues about how to track mutual fund investments carried out in the past and lost track of since then.  In some cases, they do not even know which mutual fund scheme they have invested in.

An investor can have investment in numerous mutual fund schemes of several mutual fund companies over a period of time.  Though one receives transaction statements and annual statements via email / post from such mutual fund companies regularly, these statements are fund specific.  In order to analysis all mutual fund investments, one needs to consolidate all such statements received.  Thus it becomes difficult to keep track of all the investments made with various mutual fund companies, their current status and calculate profit or loss on the same.

Mailback Services

Here the mailback services offered by CAMS and Karvy come handy.  These two transaction processing companies provides gamut of mailback services to enable investors to keep track of mutual fund investments.  The good thing about these services is it requires only an email id which is registered with mutual fund company.  By specifying the registered email id, one can obtain transaction details of all mutual fund schemes linked to the registered email id.  One can also track investment through PAN Number or Folio Numbers.

Services provided by CAMS:

1. Consolidated ActiveStatement / Account Statement:  By providing the registered email id, one receives the details of all the transactions link to that email id.  Consolidated ActiveStatement is interactive wherein one can click and view the transactions carried out and check portfolio composition.  One can also redeem, purchase or do any other transaction from the Statement itself by clicking on the link provided.  Consolidated Account Statement is PDF file which list down all the transactions carried out over the specified period.

2. Consolidated Portfolio Statement: This provides portfolio details about the mutual funds managed by CAMS.  It gives the cost, market value and return details.

3. Consolidated Realised Gains Statement: In case one has sold any mutual fund investment, this statement provides the details about the profit made on such investments and also calculate the capital gains on such investments.

4. Consolidated Transaction Details:  Similar to Consolidated Account Statement, however here the statement is provided in excel format to carry out analysis / reporting.

5. Single Folio Account Statement:  In case one has not registered any email id, one can obtain folio statement by specifying the folio number.

Karvy also provides similar mailback services for mutual fund managed by them.

Click here for CAMS mailback services.

Click here for Karvy mailback services.

These services are extremely useful for a mutual fund investor and one can keep track of past as well as existing mutual fund investments through these services.

Have you used any of the above mailback services till date?  Do you find these services useful?  Share your comments on these services below.

End note:  Consolidated Account Statement gives listing of all mutual fund investments irrespective of whether it is managed by CAMS or Karvy.  However, all other reports are limited to mutual fund managed by these agencies.  For eg:  CAMS site shall provide report of only those mutual funds which are managed by CAMS.  Hence one need to check which agency covers the mutual fund one has invested in and obtain the report accordingly.  The listing of mutual funds managed by CAMS and Karvy is as follows:

CAMS managed mutual funds	Karvy managed mutual funds
AIG Mutual Fund	Axis Mutual Fund
Birla Sun Life Mutual Fund	Baroda Pioneer Mutual Fund
BNP Paribas Mutual Fund	Goldman Sachs Mutual Fund
DSB Blackrock Mutual Fund	Bharti Axa Mutual Fund
Fidelity Mutual Fund	Canara Robeco Mutual Fund
HDFC Mutual Fund	Daiwa Mutual Fund
HSBC Mutual Fund	Edelweiss Mutual Fund
ICICI Prudential Mutual Fund	Franklin Templeton Mutual Fund
IDBI Mutual Fund	JM Mutual Fund
IDFC Mutual Fund	LIC Nomura Mutual Fund
IIFL Mutual Fund	Mirae Assets Mutual Fund
ING Mutual Fund	Morgan Stanley Mutual Fund
JP Morgan Mutual Fund	Motilal Oswal Mutual Fund
Kotak Mutual Fund	Peerless Mutual Fund
L&T Mutual Fund	Pramerica Mutual Fund
SBI Mutual Fund	Principal Mutual Fund
Tata Mutual Fund	Quantum Mutual Fund
Union KBC Mutual Fund	Religare Mutual Fund
	Reliance Mutual Fund
	Sahara Mutual Fund
	Tata Mutual Fund
	Tarus Mutual Fund
	UTI Mutual Fund